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2 Complete at least twelve (12) debit card purchases that reflect on your monthly statement (ATM transactions excluded). 3 Maintain a balance of $20 or more each day. 4 Have a monthly recurring Direct Deposit transaction of $5 or more via ACH post to your account. 5 FNBT/FCB transfers to FHNB accounts or FHNB transfers to FNBT/FCB accounts do ...Store: Location: Operating Hours: Walmart: Waco 4320 Franklin Ave 76710 Waco, Texas ATM 24 Hours LOBBY Monday: 10:00 AM - 6:00 PM Tuesday: 10:00 AM - 6:00 PM Wednesday: 10:00 AM - 6:00 PM Thursday: 10:00 AM - 7:00 PM Friday: 10:00 AM - 7:00 PM Saturday: 10:00 AM - 5:00 PM Sunday: CLOSEDThe maximum cash back limit for negotiating tax refund checks is $4,000. Any amount in excess of $4,000 can either be (1) deposited into a First National Bank Texas/First Convenience Bank account. See a personal banker for details. Don’t pay to get your tax refund faster. Choose to Direct Deposit your federal tax refund with us and get your ...

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